When an insurance adjuster offers you a check right after a crash, Chris Kreeger’s advice is to say no. A quick check usually means the insurer wants a fast settlement and your signature on a release of all claims. He recommends talking with an experienced attorney first so you understand your options.
Chris Kreeger on Turning Down a Quick Insurance Settlement Check
If the insurance adjuster offers you a check right away, you should say, “No, thank you.” Most of the time they just want to try to settle the case as quickly as possible and get your signature on a release of all claims. In those situations, you need to reach out to an attorney who is experienced in these cases so you can understand and appreciate all of your options.