Why carry uninsured or underinsured motorist coverage? Chris Kreeger explains that it protects you and your family if a driver with no insurance hits you. Without it, he warns, your family may have no way to recover for the injuries that driver causes.
Chris Kreeger on How Uninsured Motorist Coverage Protects Your Family
The purpose is to protect you and your family if you’re involved in an accident with someone who has no insurance. In fact, in California, about a third of the motorists do not have insurance. That means you have a one in three chance of being involved in an accident with someone who has no insurance. So if you have no uninsured motorist, then you have no way to protect your family.