Recovering From a Car Accident Through Insurance
Settling a Personal Injury Case
Under state law, if another party injures you and/or causes economic losses, they are liable for these damages, and you have the right to seek accountability with a civil suit. A personal injury claim requires proof that another party directly caused your claimed damages, and you must be prepared to show the full extent of those damages.
In the event that the driver who caused your accident does not have insurance, or if their insurance coverage cannot fully cover the entire scope of your claimable damages, you have the right to file a personal injury claim against them. Most personal injury cases pertain to physical injuries, and car accidents are capable of resulting in bone fractures, brain injuries, internal organ damage, and more. However, you still have the right to file a personal injury claim even if you did not suffer physical injuries from your accident. As long as you can prove actual harm of some kind resulted from the other driver’s actions, you can proceed with a personal injury suit.
An experienced attorney is the right resource to consult if you are unsure whether you have grounds to file a personal injury claim. They can not only assist you in filing an insurance claim against the at-fault driver but also help you construct a personal injury suit if necessary. California law allows the plaintiff in a personal injury case to seek compensation for medical expenses, lost wages, lost future earnings, property damage, and pain and suffering resulting from negligence or intentional misconduct of any kind.